First Bank & Trust is a loan production office, offering Agricultural/Commercial/Residential and land loans.
We can offer larger land loans without hefty down-payments. Agricultural loans and various commercial loans and lines of credit.
On the residential side we have Construction loans, Bridge loans and a “Fix It First” loan product for renovations, all at a low fixed rate for 1 year with the ability to extend term another six months if needed. We offer fixed and variable in-house mortgage products. We do sell mortgage on the secondary market through Freddie Mac, however we maintain the servicing rights of our loans for the life of the loan.